<?xml version="1.0" encoding="UTF-8"?>
<!--
  CHA-2028: lastmod values are the last commit date of each route's own component
  directory, taken from git rather than set to the day the file was edited. They
  had all read 2024-04-22 for about two years, which tells a crawler nothing and
  teaches it to ignore the field. /privacy-policy and /case-study really are that
  old - leave them honest rather than bumping them.

  Recompute a route's date by running `git log` limited to that route's
  directory under src/app and reading the commit date of the newest commit.

  server.js filters this file through resolveSitemapRedirectTarget on every
  request (CHA-1763), so an entry added here that later starts redirecting is
  withheld rather than submitted. Add the route to COMMERCIAL_CRAWLABLE_LINKS in
  server.js at the same time, or it ships with zero internal links - that is the
  defect this ticket opened on, and verify-cha-2028-internal-links.js fails the
  build if it happens again.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <!-- Landing Page Routes -->
  <url>
    <loc>https://www.chargeblast.com/</loc>
    <lastmod>2026-08-03</lastmod>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/about</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/pricing</loc>
    <lastmod>2026-08-03</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/managed-refund-service</loc>
    <lastmod>2026-06-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/terms</loc>
    <lastmod>2026-01-26</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/privacy-policy</loc>
    <lastmod>2023-05-21</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/demo</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/case-study</loc>
    <lastmod>2023-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/affiliate</loc>
    <lastmod>2025-10-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/chargeflow-vs-chargeblast</loc>
    <lastmod>2026-08-03</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/chargeback-io-vs-chargeblast</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/receipts</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/chargeback-representment</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/paypal</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/embedded</loc>
    <lastmod>2026-06-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>

  <!-- Product Routes -->
  <!-- CHA-1766: /recovery is indexable by decision; see lib/route-index-controls.js. -->
  <url>
    <loc>https://www.chargeblast.com/recovery</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/deflection</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/testimonials</loc>
    <lastmod>2026-07-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.7</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/contact</loc>
    <lastmod>2026-08-05</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Free Tools -->
  <!-- Both already earn impressions with no sitemap entry and no internal links. -->
  <url>
    <loc>https://www.chargeblast.com/tools/bin_lookup</loc>
    <lastmod>2026-05-25</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/tools/mcc_lookup</loc>
    <lastmod>2026-06-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>

  <!-- Comparison Pages -->
  <url>
    <loc>https://www.chargeblast.com/comparison/chargeflow</loc>
    <lastmod>2026-06-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/comparison/chargeback-io</loc>
    <lastmod>2026-06-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/comparison/stripe</loc>
    <lastmod>2026-06-16</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- Glossary detail pages, generated from assets/glossary.json (CHA-2028) -->
  <url>
    <loc>https://www.chargeblast.com/glossary/3d-secure</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/acquirer-reference-number-arn</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/acquiring-bank</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/address-verification-service-avs</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/authorization</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/bin-bank-identification-number</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/billing-descriptor</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/capture</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/card-network</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/card-not-present-cnp</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/card-verification-value-cvv</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/cardholder</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/chargeback-analyst</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/chargeback-code</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/chargeback-period</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/chargeback-ratio</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/clearing</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/compelling-evidence</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/confirmation-number</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/counterfeit-fraud</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/credit-memo</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/decline-code</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/digital-goods</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/dispute-resolution</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/emv-europay-mastercard-visa</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/excessive-chargebacks</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/fraud-screening</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/friendly-fraud</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/gateway</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/high-risk-merchant</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/holdback</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/interchange-fee</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/issuer</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/issuing-bank</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/magnetic-stripe</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/merchant-account</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/merchant-category-code-mcc</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/merchant-descriptor</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/merchant-id-mid</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/payment-processor</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/pre-arbitration</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/preauthorization</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/primary-account-number-pan</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/rebuttal-letter</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/reason-code</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/representment-rights</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/reserve-account</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/retrieval-request</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/ripoff-report</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/rolling-reserve</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/secure-electronic-transaction-set</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/settlement</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/tokenization</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/transaction-lifecycle</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/void-transaction</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/zero-liability-policy</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/pci-dss-payment-card-industry-data-security-standard</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/refund</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/velocity-checking</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/batch-processing</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/risk-scoring</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/liability-shift</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/card-present-transaction</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://www.chargeblast.com/glossary/merchant-monitoring-program</loc>
    <lastmod>2025-07-25</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
</urlset>
