Klarna is rolling out a new debit card in the U.S., marking a big step toward becoming more than just a pay-later platform. The card, built on Marqeta’s modern card issuing platform and powered by Visa, gives users the flexibility to either pay in full at checkout or split purchases into interest-free installments. It works for both online and in-store payments.
This launch signals Klarna’s push into territory traditionally dominated by banks. With over 100 million users worldwide, the company is clearly betting on a wider financial footprint. A full U.S. and European release is expected later this year.
Since Klarna doesn’t hold a U.S. banking license, the card is issued by WebBank in Utah. There are three colors to choose from: aubergine, black, and bright green. Additionally, there are multiple tiers offering different levels of cashback and merchant discounts.
This debit card introduces a mix of opportunity and complexity for merchants. Real-time transaction data could help spot fraud and prevent chargebacks before they happen. But faster purchases also mean faster refund demands, and that can create problems when disputes start flowing in.
Chargeblast: Built to Handle Real-Time Refunds and Disputes
Klarna’s card may speed up spending, but it also accelerates the pace of returns and chargebacks. Chargeblast gives merchants the tools to keep up. Our automation handles disputes at scale, tracks refund windows in real time, and helps you stay ahead of costly reversals before they damage your bottom line.
